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<title>Latest Articles by yofujikawa</title>
<link>http://www.populate.net/</link>
<description>Articles at Populate.NET</description>
<language>en-us</language>
<item>
<title>Identity Theft: Ways To Protect Yourself</title>
<link>http://www.populate.net/Culture_and_Society/Scams/identity-theft-ways-to-protect-yourself.html</link>
<guid>http://www.populate.net/Culture_and_Society/Scams/identity-theft-ways-to-protect-yourself.html</guid>
<pubDate>Sun, 10 Feb 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ The actual number of people that become victims of identity theft has climbed dramatically. This is because thieves are find newer and more advanced ways to get your personal information. For example, you may have made a purchase online and now you have found that there are other purchases from the same company that you did not make on your credit card bill.

This is a classic case of identity theft. The worse part about this is that this crime is happening more and more because people choose to shop online instead of in stores. This crime happens when someone gets a hold of your personal information and uses it to make purchases, get credit cards, get loans or anything else that one may need personal information to get or get into. 

It is essential that we do everything we can to protect our selves from identity theft. Unfortunately once it happens the only thing you can do is stop it from getting worse. Once someone gets your personal information and wants to use it for their own personal gain you are pretty much out of luck. The person pretending to be you can get all kinds of things and run up countless amounts in bills and not think there is anything that can be done about it.

Fortunately, there are laws in place that somewhat protect our reputation and credit ratings if this happens. Federal law states that the victim is not responsible for anything over $50 of fraudulent charges. The card company is responsible for the rest of the charges. Many people do not know that identity theft is now considered a federal offense and is not taken lightly in a court of law.

If you have not been a victim of this crime you should start taking actions to keep yourself safe from financial harm. You should start by being extremely careful about to whom you give personal information to and only give it out when it is a need to know situation. Your social security number is the biggest thing that a thief can use against you along with your ID or drivers license number. 

You should never carry your social security card on you if you do not need it. This card should be left in a safe place and any paper work with your number on it should be shredded or placed with your card. Your drivers license has to be on you at all times, therefore it is hard to keep it safe. If it alone or you purse/wallet is stolen you should contact the police immediately and file a report. 

If you follow these tips, check your credit report frequently, and use a credit monitoring agency, it should help reduce your chance of becoming an identity theft victim. ]]></description>
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<title>Monitoring Your Credit to Protect Your Identity</title>
<link>http://www.populate.net/Culture_and_Society/Scams/monitoring-your-credit-to-protect-your-identity.html</link>
<guid>http://www.populate.net/Culture_and_Society/Scams/monitoring-your-credit-to-protect-your-identity.html</guid>
<pubDate>Tue, 29 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ Credit cards, checks, chatting over the phone are all now prone to becoming a victim of identity theft. So even when you talk to your friends, never reveal any account number, credit card number or detail. The thieves are always one step ahead of the cops as they used to say in the earlier days. Well, it still holds good.
The best way to protect your identify, your credit cards, and other such vulnerable articles is to keep it to yourself. Yes, yourself ONLY. If you receive in the mail an account of your billings, read it through, and check if there is any thing that you did not buy.

Immediately inform your credit card provider of loss or theft, or even misplacement of your card.  That will immediately block the usage of the credit card. If you have misplaced it and find it later, talk to the credit card operator, or better still go to their office, which is safer. Reporting credit card loss is okay. Don't try to renew the same card. It is better to pay for the issuance of another card.

Your check stub gives away details of your unique check numbers, and through that, the real con artist will construct your account and away he goes with your money! Keep them locked. 
When in the bank, always use your body to shield the details you are putting down. Hand it over only at the counter or to the representative who has been assigned to you. Keep your bank statements under lock and key.

A new way that is being tried for transactions online is to key in certain multiple grid numbers that now come with the ATM/Credit cards. Apart from the information sought, it will ask you for a random sampling of numbers. Take time, and give it by looking at the grid at the back. Get the numbers right, and you are most probably having a secure transaction. Most Probably. The con artists will try to find another way, and again, we have to go through the same process. 

When taking a slip to sign, check the amount put in. Some establishments, or rather their employees try to skim extra money when you give the credit card. Keep it in sight. If they put it down on their desk, ask them to put it where you can see it. Insist on it. After swiping,  make sure they give you two slips. Sign them after checking the amount, and return one, repeat one, to them, and keep the other slip with you, again safely. Should a dispute arise about the purchase, you can show your copy of the transaction.

If you are using banking through your internet, check the site. It may be a clone. Try to give a minor variation of your password. If it accepts that, then that's a FRAUD site. Alter your password as frequently as you can. The real authentic site would not allow even a small error. The best way to protect yourself is to by using a credit monitoring service that will alert you of any activity under your name. ]]></description>
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<title>How to Prevent Identity Theft: Simple Ways to Protect Yourself</title>
<link>http://www.populate.net/Finance/Credit/how-to-prevent-identity-theft-simple-ways-to-protect-yourself.html</link>
<guid>http://www.populate.net/Finance/Credit/how-to-prevent-identity-theft-simple-ways-to-protect-yourself.html</guid>
<pubDate>Mon, 28 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ Identity theft is one of the fastest growing crimes in the world. One out of every four households will be plagued by this crime and a new victim's freedom and privacy will be compromised every 4 seconds. Thankfully, preventing identity theft from creating havoc in your life is not as hard as it sounds.

The most important thing is to understand identity theft and how it occurs. Contrary to popular belief, most identity thieves are not computer hackers. Less than 12% of the identity crimes that take place actually originate online. Instead, thieves use your garbage, stolen credit cards, and other traditional methods to access your personal information and assume your identity.  

Preventing identity theft from occurring is the only way to protect yourself from this emotionally and financially devastating crime.  Most victims are not even aware that their identity was stolen until they are denied credit, housing, or employment because of the crime and less than 5% of the thieves are actually arrested, leaving victims to spend hundreds of hours, not to mention thousands of dollars, to repair the damage on their own.

Protect yourself from the horrors of identity theft with these simple tips:

Guard your personal data. Avoid giving your social security or bank account numbers to people you don't know.  Never give out information over the phone or computer unless you initiated the contact.  Keep credit cards, account numbers, pins, and passwords in a safe place at home.

Invest in a shredder. A small home office paper shredder is a must if you hope to prevent identity theft.  Shred bank statements, pre-approved offers, and other sensitive documents before throwing them away.  It's a good idea to opt out of special credit offers that come in the mail.

Protect your mailbox. Make a habit of mailing checks and other personal data directly from the post office rather than leaving it in your home mailbox and try to check your mail as quickly as possible to prevent mail theft, a common method for identity thieves.

Avoid using checks, whenever possible. Not only is all the personal data a criminal needs to assume your identity printed right on the face of your check, your bank  account number and the bank routing number are in plain view.  This is an ideal opportunity for a thief.

The best way to prevent identity theft is to stay active and aware.  Review your bank accounts and credit card statements each month for any suspicious activity and immediately investigate anything that may seem odd.  Watch for your statements to come in the mail and contact your financial institution if it is not received on time.  Many banks offer electronic statements that can help you protect yourself.  A Credit Monitoring Service can save you time and trouble by continuously monitoring and reviewing your credit reports for you and notifying you of any changes, new accounts, or other activity not initiated by you. ]]></description>
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<title>Popular Identity Theft Scams</title>
<link>http://www.populate.net/Culture_and_Society/Scams/popular-identity-theft-scams.html</link>
<guid>http://www.populate.net/Culture_and_Society/Scams/popular-identity-theft-scams.html</guid>
<pubDate>Mon, 28 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ As identity theft becomes an ever-increasing crime, scammers find newer ways to steal your identity. More than ever before, it's important that you protect yourself.

Here are some of the most prevalent scams today, and what you can do about them.

Internet check cashing:

These scams target people who want to work at home, such as stay-at-home moms, or even the elderly who wish to supplement their retirement income. With this scam, individuals are found who are willing to cash checks for a company outside the US. When they do this, they will supposedly receive a generous fee. Most often, these scams target people looking for legitimate work. Therefore, you may find one of these ads on such legitimate online workplaces as Monster. Beware of any ads that are looking for "check-cashing agents" or something similar.

Your identity is stolen when you receive these checks and deposit them into your own account. Then, you are told to transfer the money minus the "fee" you're given to the company. Here's the catch. The checks are bad, and by the time you find this out, the company already has your money. In addition, the company will also have your account information, so that they can now use it to make further transactions.

What you should do: Never, never accept a job as a "check-cashing agent" or something with a similar title. When you to work online, make sure you receive your payments through PayPal or some other medium so that your identity is always protected and your "employer" never knows your personal account information. Legitimate employers understand this and will accept it. Of course, you can also receive checks from your employer, but PayPal is often the safest way to go until you're sure the job is legitimate.

Free credit report scam:

With this scam, you are tricked into thinking you're providing information for a free credit report (of which there are many legitimate companies and just as many illegitimate companies). In fact, you're not. You're providing an identity theft crook with the exact information he or she needs to steal your identity.

What you should do: If you need to access your credit report, there is a free governmental site that provides each consumer in America with one free credit report each year from each of the three major credit bureaus. In addition, there are many legitimate "for a fee" credit report sites that keep track of activity on your credit report and will report suspicious activity. Make sure you thoroughly, thoroughly research any company you're considering joining, and only give your information out to someone who's legitimate.

Phishing Scams:

Just about every legitimate company out there, including Amazon, most banks, and even organizations such as PayPal have been the victims themselves of phishing scams. What this means is that identity thieves set up mock sites that look exactly like the companies website. Then, you usually get an e-mail that says something to the effect of: "We are updating your account information. Please provide your account number," or, "Your account has recently come under attack and we are verifying information to keep you safe. Please provide your account number," or something similar. In general, they're asking for sensitive information such as account numbers, passwords, and the like.

What you should do: Never, never give sensitive information out or go to a website that you've been directed to by clicking on a link and enter information in there. Be aware that legitimate companies will never, ever ask you for sensitive information in an e-mail. If you are in doubt, contact the company directly by phone or e-mail. To go to the companies site without risking identity theft, manually type the companies website address in yourself. Never, ever click on a link to be directed to a website if it has come in an e-mail with this sort of query in it. Remember that these sites look very, very real and could easily fool you into thinking you are entering your information into the real website.

With some savvy, you'll go a long way toward protecting your identity. It's not foolproof and identity theft is going to be a at least somewhat of a threat regardless. However if you follow these tips, check your credit report at least twice a year, and use a credit monitoring agency you'll go a long way toward protecting yourself and your identity from this type of damage. ]]></description>
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<title>Identity Theft-Protecting your Children's Identity</title>
<link>http://www.populate.net/Culture_and_Society/Scams/identity-theft-protecting-your-children-s-identity.html</link>
<guid>http://www.populate.net/Culture_and_Society/Scams/identity-theft-protecting-your-children-s-identity.html</guid>
<pubDate>Mon, 28 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ The world is no longer a safe place when it comes to protecting your identity. Today, even children are not spared in terms of identity theft. In fact, children have become as vulnerable as adults. Most of the time, the crime is done by someone who is close to the family of the child such as a friend or a relative, etc. However, there are times when the identity theft of the child is conducted by an unknown person if he wants to get advantage by damaging the child's credit. The theft goes undetected until your child seeks admission in a school or a college or he applies for a student loan. It therefore becomes the parent's responsibility to see that cases of child identity theft do not happen with their own children.     

The parent or the guardian can take some basic precautions to see that their child does not fall prey to identity theft. As soon as your child gathers some senses, you should teach him to never reveal his private information to a stranger. He should not talk or mingle with any strangers without the parent's permission. The parents should teach their children to not share confidential information such as passwords, social security numbers, address, telephone numbers and any other personal data that people can misuse.  

In case you have to submit confidential information, such as birth certificate, etc., to institutions such as a school, do see to it that it will not be misused for something else. The child should not take his card containing the social security number out of his house. Confidential information should be left at home as far as possible. Always check your child's bank account statements for any red marks. Do not avoid looking at your child's bank statements just because there will be zero or very few transactions at such a young age.   

Always check your child's credit report from time to time. You can get a free credit report (once a year) from any of the credit report agencies like TransUnion, Experian and Equifax. See to it that there are no activities carried by crooks in the credit report. Since there have been no transactions from your child's side there should be no information about the same. The children should be taught to change their online passwords and other secure information regularly. As far as possible, the children should memorize their passwords instead of writing them somewhere. The password should be easy to remember for the child but at the same time it should be difficult to crack for the culprit. 

Many credit reporting agencies have people who are trained for cases dealing with child identity theft. In case you are worrying whether your child's identity is stolen, you can get in touch with a reputable Credit Monitoring Agency and tell them to show you credit files to check if there are any transactions done in your child's name or not. Taking such precautionary steps will ensure that your child does not fall another prey to the many cases of child identity theft. After all, you have to secure your child's present and future. ]]></description>
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<title>Gameflys Domination over the Online Video Game Industry</title>
<link>http://www.populate.net/Recreation_and_Leisure/Entertainment/Computer_Games/gameflys-domination-over-the-online-video-game-industry.html</link>
<guid>http://www.populate.net/Recreation_and_Leisure/Entertainment/Computer_Games/gameflys-domination-over-the-online-video-game-industry.html</guid>
<pubDate>Wed, 23 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ GameFly is an online service that allows you to rent video games through the mail, similar to what NetFlix does with movies. For a low monthly fee, you can choose to have either one or two games out at once, depending on your chosen plan. Once you have maintained your account in good standing for a specified amount of time, you can opt to upgrade to plans allowing three or four titles at once. We've been using this service for over three years, keeping our entire family in games for several different gaming consoles. We have found two games at a time to be adequate for us, even though we have several gamers in the family.

The Online video game rental service offers over 5,000 titles covering all the current gaming systems from Nintendo Wii, Xbox 360 and Playstation 3. Older systems like the Nintendo 64 are not included. When we signed up, we were given access to our own personal GameQ, a place to keep track of up to 50 titles of games we can't wait to get our hands on. The variety has served us well... we have a collection of different consoles, and everyone likes a different type of game. None of us has had any trouble selecting our favorites, whether it be a role-playing game, a first-person shooter, sports or a fighting game.

It's a great deal if you like to play and test out a variety of games and for all the hardcore gamers. At our house, someone is always playing something; consequently we rent a lot of games every month. If a game proves particularly challenging, we can keep it until we beat it. If it turns out to be too easy, it can go back in a day or two to be replaced by the next game we can't live without.

Turnaround is pretty fast... it takes approximately five days from putting our finished game in our mailbox until we receive the new one. New titles are available almost immediately... we've only had to wait occasionally when demand was unusually high. For those rare games we can't live without, we are able to go to our GameQ and click on the "Keep It" button by the title we want to keep. Members are offered a discounted price, and we also earn GameFly Rewards from our rentals, which can take a few more dollars off the price.

Signing up is simple and Gamefly even offers a Free trial so gamers can test out there service. They have added new game systems as they come on the market and considering how hot the Nintendo Wii, Xbox 360, and Playstation 3 are it's nice to have a vast selection and the newest games. , and they now have two shipping hubs... one on the east coast and one on the west.

Overall, GameFly is highly recommended because of it's vast selection of games to choose from and savings over using the local video game store. ]]></description>
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<title>Jay-Z Dominates Clothing Industry With Rocawear</title>
<link>http://www.populate.net/Beauty/Fashion/clothing/jay-z-dominates-clothing-industry-with-rocawear.html</link>
<guid>http://www.populate.net/Beauty/Fashion/clothing/jay-z-dominates-clothing-industry-with-rocawear.html</guid>
<pubDate>Sat, 19 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ Rocawear Clothing founded by Shawn "Jay-Z" Carter, Damon Dash, and Kareem "Biggs" Burke has become the premier Hip-Hop clothing line worldwide. It's an urban line that features many significant design first, and brought together by some incredible leaders in the Hip-Hop music industry. Shawn "Jay Z" Carter, Kareem "Biggs" Burke, and Damon Dash started the clothing line after the Roc-A-Fella Records producing company had established itself as the future of the recording industry. It was the hope and endeavor of the three partners to also establish the Rocawear Clothing line as the most sought and stylish clothing line for men.

Consumers will find a relaxed fit clothing design, intended for the off hours in an urban environment. This proves to be an incredible step forward for the Hip Hop evolution into a global lifestyle that touches lives in some of the most remote locations. The clothing provides the street savvy customer with incredible design, and detail that was previously unmatched by any clothing designer. This has facilitated the spread and popularity of the clothing line, front lined by its music mogul founders, Jay-Z, and his partners. Over the last 12 years Rocawear has become the standard of the urban apparel corner of the industry.

Some changes have come about since the 1995 inception of the hip hop clothing line. One of the most obvious changes is the expansion from the original customer target of the street savvy young man into children's wear, women's attire, shoes, loungewear, handbags, jewelry, outerwear, and more. The expansion of the urban clothing line continues to prove the trend setting standard of the urban apparel industry is still under their domination. 

A more surprising change came earlier in 2007, when the most well known face associated with Rocawear and related musical endeavors, Jay-Z, sold the rights to the brand to a group called the Iconix Brand Group, for $204 Million. Jay-Z retains his share and stake in the company, as well as continues to manage the marketing, licensing and product development for the line. Thus much of the day to day has not changed since the sale. The sale came after the brand was hit with allegations about some of the items in their fur-lined clothing was raccoon fur. Having no previous knowledge of the type of fur used, they pulled the clothing from the department stores and addressed the issue with the clothing makers who put it together.

Even with some turbulence and change over the years, Rocawear continues to be a focal point of style, fashion and the urban lifestyle. It only further establishes that is a powerhouse in the clothing industry and a force to reckon with in the Hip-Hop world. ]]></description>
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<title>Investing In The Forex Market Using A Hedge Strategy</title>
<link>http://www.populate.net/Finance/Currency_Trading/investing-in-the-forex-market-using-a-hedge-strategy.html</link>
<guid>http://www.populate.net/Finance/Currency_Trading/investing-in-the-forex-market-using-a-hedge-strategy.html</guid>
<pubDate>Sat, 19 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ The FreedomRocks System is a long-term Forex investment strategy. As you understand the profit components explained below, the reasons for this long-term viewpoint will become apparent. As you read the descriptions of each component below, recognize that the first 2 components will virtually always be profitable. This fact alone puts FreedomRocks in a class by itself. 

The FreedomRocks Investment Strategy represents the state-of-the-art in technology and financial portfolio modeling. It requires no charts or graphs, it calculates what you need to do and when you need to do it, it structures your trading so you will buy low and sell high, and it allows you to select the amount of daily interest you will earn dependent upon your tolerance for risk.  Most importantly, you'll place all the trades in your own brokerage account, so you will always have 100% control over your own money and accounts. 

Investors using the FreedomRocks strategy realize profits in 3 very distinct ways as illustrated by the following formula:

Trading (Buying Low / Selling High) - Always profitable

FreedomRocks investors will make (on average) 2-5 trades per week (depending on overall market volatility). Since we always sell at a higher rate than we buy, those trades will always be profitable.

Interest - Virtually always profitable

Barring any significant shifts in world interest rates, FreedomRocks investors will net a positive rate of interest each day on their portfolios. You can determine, in advance, the approximate amount of daily interest you will receive by using our Portfolio Allocator (based upon today's approximate interest rates). This money is deposited into your account by your broker each day. You are normally paid triple the daily interest amount on Wednesdays to compensate for the weekends.

Market Fluctuation - Can be positive or negative

This component is completely subject to the normal (and sometimes extreme) movements in the Forex market. It cannot be predicted with any degree of accuracy. In the long run, statisticians would tell us this should average out to zero. In the short run, however, market fluctuations can and will cause extreme movements (in both directions) in your account equity. We provide guidelines to help minimize these movements, but there are no guarantees. Over time, Trading profits and Interest profits will continue to build. The Market Fluctuation will either be positive or negative.

Features of FreedomRocks

*Structures your trading so you buy low / sell high
*Has no charts or graphs to read
*Tells you exactly what to do and when to do it
*Allows you to practice making live trades in the market, without risking a penny
*Depending upon your tolerance for risk, it allows you to select virtually any interest rate you desire on your portfolio
*You place all the trades in your account so you have 100% control over your money ]]></description>
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<title>Oprah Features Apple Bottom Jeans On Her Favorites Show</title>
<link>http://www.populate.net/Beauty/Fashion/oprah-features-apple-bottom-jeans-on-her-favorites-show.html</link>
<guid>http://www.populate.net/Beauty/Fashion/oprah-features-apple-bottom-jeans-on-her-favorites-show.html</guid>
<pubDate>Sat, 19 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ Every year, Oprah hosts a holiday segment called Oprah's Favorite Things on her famous talk show and if you, like hundreds of thousands of Americans out there, have some trouble figuring out what the best gifts for your family are, these recommendations are great!  In the past, Oprah has recommended key lime pie, Apple iPods, the Neiman Marcus cookbook and a lot more, but one of her most popular suggestions has been Apple Bottoms jeans.  Apple Bottoms jeans were quite popular before the recommendation, but afterwards, their success went through the roof. What made these jeans so successful in a market that is clogged with design clothing?

Apple Bottoms jeans are designed by the hip-hop artist Nelly, and they have a unique appeal and very glamorous aesthetic.  Nelly himself is personally involved in the design process and has been quoted as saying, "The clothes should fit a woman, not the woman fit the clothes," a sentiment which has become the best way to judge the clothes that are produced.  The intension of the brand was to make sure that they enhance rather than conceal the natural beauty of the women who wear them, a viewpoint that has been a great relief for many women who are tired of shopping for clothes that don't fit quite right.

One of things that distinguish Apple Bottoms jeans is rather than being straight-legged or cut in a way to minimize the hips, Apple Bottom jeans are frequently clingy without being tight, something that many women, whether they are on their way to a club or to visit family, can appreciate.  Moreover, they are made to be exceptionally sturdy, so if you give a loved one the jeans as a gift, you can ensure that they'll be able to enjoy it for a good long time.  

They are also quite versatile, and can be suitable for a dressy occasion or for just hanging around the house.  They are made of 96% extra strong cotton denim with lycra forming the remaining 4%, so they tend to stay snug to the body without feeling constricting and many women comment on the perfect fit after just a small amount of time breaking them in,when it comes to cuteness and a sense of urban style Apple Bottoms jeans are perfect.  

It's a trendy venue for women of all sizes, and more than just being a line of clothing for women who are bigger, it's also designed for women who are more uniquely shaped than is common. A lot of importance is placed on natural curves and instead of hiding them, celebrating them. ]]></description>
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<title>How to Choose the Right Strategy to Invest in the Forex Market</title>
<link>http://www.populate.net/Finance/Currency_Trading/how-to-choose-the-right-strategy-to-invest-in-the-forex-market.html</link>
<guid>http://www.populate.net/Finance/Currency_Trading/how-to-choose-the-right-strategy-to-invest-in-the-forex-market.html</guid>
<pubDate>Wed, 16 Jan 2008 00:00:00 -0800</pubDate>
<description><![CDATA[ The currency trading (FOREX) market is the biggest and fastest growing financial market on earth. More than 2.5 trillion dollars is traded daily. The participants in this market are banks, organizations, investors and private individuals. The market consist of the currencies of various countries. For example you buy Euro, paying with US dollars, or you sell Japanese Yens for Canadian dollars.

How does one profit in Forex?

Obviously, buy low and sell high. The profit potential comes from the fluctuations (changes) in the currency exchange market. The nice thing about the FOREX market, is that regular daily fluctuations, say - around 1%, are multiplied by 100.

How risky is Forex trading?

You cannot lose more than your "margin" (your initial investment) You may profit unlimited amounts, but you never lose more than what you initially risked. However your should only trade with risk capital in the Forex market.

What is FreedomRocks?

FreedomRocks is a long-term Forex investment strategy. As you understand the profit components explained below, the reasons for this long-term viewpoint will become apparent. As you read the descriptions of each component below, recognize that the first 2 components will virtually always be profitable. 

Investors will realize profits in 3 very distinct ways as illustrated by the following formula:

Trading (Buying Low / Selling High) - Always profitable

Investors will make (on average) 2 - 5 trades per week (depending on overall market volatility). Since we always sell at a higher rate than we buy, those trades will always be profitable.

Interest - Virtually always profitable

Barring any significant shifts in world interest rates, investors will net a positive rate of interest each day on their portfolios. You can determine, in advance, the approximate amount of daily interest you will receive by using our Portfolio Allocator (based upon today's approximate interest rates). This money is deposited into your account by your broker each day. You are normally paid triple the daily interest amount on Wednesdays to compensate for the weekends.

Market Fluctuation - Can be positive or negative

This component is completely subject to the normal (and sometimes extreme) movements in the Forex market. It cannot be predicted with any degree of accuracy. In the long run, statisticians would tell us this should average out to zero. In the short run, however, market fluctuations can and will cause extreme movements (in both directions) in your account equity. We provide guidelines to help minimize these movements, but there are no guarantees. Over time, Trading profits and Interest profits will continue to build. The Market Fluctuation will either be positive or negative. ]]></description>
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