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Personal Finance Articles
101: Timeshares Affordable Part Time Ownership with a Twist
If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself....
If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself....
102: How To Live Within Your Means
There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income....
There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income....
103: Rules for Investing- How To Build a Portfolio of Safe, Secure Investments
In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage....
In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage....
104: Making Money - It is All in Your Mind
Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money....
Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money....
105: Know Your Finances - The 1st Step Towards Financial Freedom
One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state of their finances....
One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state of their finances....
106: Protect Your Money from Fraudsters
Criminals are targeting ATMs and Chip & Pin processors to defraud innocent people of hundreds of thousands of pounds. From placing surveillance equipment on ATMs to cloning cards used in retail transactions, It seems like handling money has never been so risky. So how can you stop thieves trying to steal your data?...
Criminals are targeting ATMs and Chip & Pin processors to defraud innocent people of hundreds of thousands of pounds. From placing surveillance equipment on ATMs to cloning cards used in retail transactions, It seems like handling money has never been so risky. So how can you stop thieves trying to steal your data?...
107: Inflation - What You Need To Know About It
You hear about inflation on the TV and in the news, but how much do you know about it?...
You hear about inflation on the TV and in the news, but how much do you know about it?...
108: What Are The Best Credit Secrets Kept Hidden From You?
Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it......
Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it......
109: One of the Most Important Rules of Money Management
The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment. People who are not wealthy spend the bulk of their money on items that perish, depreciate or have no return on their investment....
The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment. People who are not wealthy spend the bulk of their money on items that perish, depreciate or have no return on their investment....
110: How to Avoid Over-Spending
Many people have trouble sticking to their budgets and staying in the black each month. These simple tips can help even the worst over-spenders curb their bad habits and foster financial responsibility....
Many people have trouble sticking to their budgets and staying in the black each month. These simple tips can help even the worst over-spenders curb their bad habits and foster financial responsibility....
111: How to Make a Budget (and Stick to It)
Financial stability is not as difficult to achieve as many people think--all it takes is a little planning, a little discipline, and the desire to make it happen....
Financial stability is not as difficult to achieve as many people think--all it takes is a little planning, a little discipline, and the desire to make it happen....
112: Online Shopping To Recession Proof Your Shopping Habits
Consider the internet to replace department store shopping and save money....
Consider the internet to replace department store shopping and save money....
113: Brits Set Sights Overseas In Economic Storm
The number of Britons looking to leave the country for longer than just a two-week break in the sun is increasing....
The number of Britons looking to leave the country for longer than just a two-week break in the sun is increasing....
114: Credit Score: How To Improve Your FICO Rating
Have you ever tried to get your loan refinanced without success? if your answer is yes, then the most probably scheme is that you could not do it because of your credit score. However, there are some simple measures that you can take in order to improve your FICO rating...
Have you ever tried to get your loan refinanced without success? if your answer is yes, then the most probably scheme is that you could not do it because of your credit score. However, there are some simple measures that you can take in order to improve your FICO rating...
115: Strategies for Protecting Your Identity
There's only one of you. Your unique DNA make-up supports that fact. While individuals may be protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices, it is still important to enlist simple steps to protect one's identity, consumer reputation and credit rating....
There's only one of you. Your unique DNA make-up supports that fact. While individuals may be protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices, it is still important to enlist simple steps to protect one's identity, consumer reputation and credit rating....
116: How to Pay Bills Online
If you're still paying bills via snail-mail, it may be time to consider paying them online. With today's online bill pay systems, you can forget the stamps and checkbook and discover the ease and convenience of your nearby computer. You'll need a computer, access to the internet and an online bill pay service. This is moderately difficult....
If you're still paying bills via snail-mail, it may be time to consider paying them online. With today's online bill pay systems, you can forget the stamps and checkbook and discover the ease and convenience of your nearby computer. You'll need a computer, access to the internet and an online bill pay service. This is moderately difficult....
117: Opening a Bank Account ?Not as Easy as You Think
When you want to open a bank account, you may think that it is going to be a snap and easy to do. Opening a bank account involves making decisions, which you may not realize until you contact the bank to open your account....
When you want to open a bank account, you may think that it is going to be a snap and easy to do. Opening a bank account involves making decisions, which you may not realize until you contact the bank to open your account....
118: Finding Arizona Living Expenses Estimates
The cost of living in a city or state often determines whether or not people decide to move there. Arizona has become an attractive state to live in because of the climate and the low risk of earthquakes and hurricanes. Those contemplating a move to this state ask about Arizona living expenses estimates to help them determine which part of the state they choose to live in....
The cost of living in a city or state often determines whether or not people decide to move there. Arizona has become an attractive state to live in because of the climate and the low risk of earthquakes and hurricanes. Those contemplating a move to this state ask about Arizona living expenses estimates to help them determine which part of the state they choose to live in....
119: How to Estimate Living Expenses
Whenever you plan a move to a new area or a new home, you have to have an idea of what your average living expenses will be. Even if you stay in the same city and buy a new home, you may have a higher cost of living because of the added costs of paying insurance, transportation costs for you to get to work each day and if you have a larger area to heat, you will have increased energy costs....
Whenever you plan a move to a new area or a new home, you have to have an idea of what your average living expenses will be. Even if you stay in the same city and buy a new home, you may have a higher cost of living because of the added costs of paying insurance, transportation costs for you to get to work each day and if you have a larger area to heat, you will have increased energy costs....
120: QROPS Uncovered: A Guide To Overseas Pensions
A simple summary of the QROPS scheme and essential financial guide for any ex-pat or future migrant from the UK....
A simple summary of the QROPS scheme and essential financial guide for any ex-pat or future migrant from the UK....
121: Refinance For A Better Auto Loan Rate
This article will give you information on refinancing auto loans for a better rate....
This article will give you information on refinancing auto loans for a better rate....
122: Refinancing Your Auto Loan
This site gives you information on how to refinance your auto loan with bad credit...
This site gives you information on how to refinance your auto loan with bad credit...
123: How To Save With Coupons - In a Big Way!
Everyone knows you can save with coupons. Not everyone knows just how much you can save, if you do it right! The trick is to find the right coupons, deals and steals, then combine them with sales and (most importantly) with rebates....
Everyone knows you can save with coupons. Not everyone knows just how much you can save, if you do it right! The trick is to find the right coupons, deals and steals, then combine them with sales and (most importantly) with rebates....
124: Is Your Financial Data Safe
What are the major retailers credit card companies and government doing to safeguard your data?...
What are the major retailers credit card companies and government doing to safeguard your data?...
125: Are You Storing Up Trouble For The Future?
When the sun starts to shine and you reach for your summer clothes make sure you do not end up with anything other than a healthy bank balance to match your glow....
When the sun starts to shine and you reach for your summer clothes make sure you do not end up with anything other than a healthy bank balance to match your glow....
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