76: How to Fix Your Bad Spending Habits
Bad spending habits is often the underlying cause that prevents most people from becoming financially free. However, the good news is: you can prevent this....

77: Financial Freedom - Things You Must Do & Avoid to Achieve It
Achieving financial freedom is not as difficult as you imagine - however, there are 3 absolute things you must DO and 3 absolute things you must AVOID to achieve it. If you write these down, paste them somewhere you can see everyday and then follow through, financial freedom is yours to have and enjoy!...

78: The 7 Keys to Get Out of Financial Crisis
Financial Crisis is characterised by a problematic financial position where all you seem to be doing is going from one financial problem to the next. Finances are tough. You are barely surviving from payday to payday. There is a strong sense of scarcity; there never seems to be enough and there doesn't seem to be any way out....

79: What Are the Critical Elements of a Good Money Management Program?
A good money management program is successful if it's able to break a long and complex journey into manageable stages. People need to see progress, and it needs to be measurable....

80: Credit Counseling: Choose the Right Credit Counseling Service for You
Facing a mountain of debt? Hiding from collection agencies? Dreading the phone ringing? There isn't a way to magically make all your debt go away but there can be relief. Consider credit counseling....

81: The Psychological Advantage Of Phased Debt Payments
This article describes some of the basic steps that a person needs to take to apply for a debt consolidation loan and pay off their creditors....

82: Consolidate Your Debt to Beat Price Increases and the Credit Crunch
Exactly what is causing food and fuel prices prices to rise and property values to fall? And why you need consider consolidating your debt now to beat the rising credit crunch....

83: Can Being a Stay at Home Mom Cost You Money?
Being a stay at home mom has many benefits for the family as a whole, but in most cases the mom will lose money doing so. What can be done to help with this?...

84: Dealing With Debt - Modern Banruptcy
Some consumers are facing up to the facts that their debts may be unmanageable & therefore they may be looking into filing bankruptcy in order to get a fresh start. In fact, bankruptcy filings have seemed to increased in 2008. Debt levels have clearly grown for many consumers who might be looking into bankruptcy as a way to deal with their debts....

85: Debt Management Failure: Going To Court
What is the worst situation for a person that is trying to manage debt? Undoubtedly when all what you do did not work out and now you deal with your creditors in court, there is no debt management program that can assure you success and getting you debt free, you need to accept that sometimes it is too late and that you crossed line where some debt relief is possible....

86: Unsecured Credit Card Debt Consolidation Surprises
While many consumers turn to consolidation to pay off unsecured credit card debt, very few are as informed about consolidation as they should be. These consumers are often surprised that the choices they made were not in their best interest and are costing them money. Learn how to avoid these debt consolidation surprises....

87: Can Being a Stay at Home Mom Save You Money?
Being a stay at home mom takes sacrifice, especially financially. But in some cases you can save a lot of money this way....

88: Answers To Your Private Student Loan Questions
Private Student Loans are just one source of private funding for education. Here's the in's and out's of securing a private student loan....

89: What Are the Natural Stages For Creating Financial Freedom?
There are typically 6 stages in the development of any endeavour. Successful businesses follow this - and they can easily be converted into personal finance terms. In fact, running your personal finances like a mini business will ensure your way to creating lasting financial freedom....

90: Bad Credit Refinance Auto Loans
Information on refinancing auto loans with bad credit...

91: Ten Painless Ways To Save More Money
This is a list of ways to save more money, the focus being on how easy they are to adopt and stick to. No lifestyle-altering suggestions here....

92: Inflation Spike Preventing Interest Drop
The Bank of England will be more able to reduce interest rates once the "spike" of inflation has passed, it has been claimed....

93: How to Stay Fit on a Budget
Trimming your budget doesn't have to mean sacrificing your health, or that of your family. Follow these tips to keep fit and active, regardless of your financial situation....

94: Credit Crunch Still Affecting Personal Finances
The effects of the credit crunch are still having an effect on people's personal finances and the country's economy has not yet returned to its normal state, it has been claimed....

95: If You Want to Become Wealthy Play Win-Win
A few years ago, I designed a game to teach people how to master wealth creation. For this, I used the basic Monopoly game but changed the rules somewhat to create a situation that follows the six stages of the Money Program....

96: The Get Rich Slowly Method
Even with the worst timing, dollar cost averaging over a long period of time turns you into a winner....

97: Why 401(k) Retirement Plans Really Don't Work
Although it is true that you do not pay income taxes on your contributions up front, during your earning years, you will undoubtedly pay through both nostrils when you attempt to retire. If your parents have planned poorly, you may find yourself trying to retire at a time when the stock market is not in a party mood---...

98: How To Get A Fast Payday Loan With No Debit Card
If you are new to borrowing money then you probably know you can get a loan from your local bank. But did you know you could get a fast short term loan to get you out of an immediate financial fix....

99: Identity Theft Statistics Are Extremely Alarming
Identify theft is quite common in the United States, much more common than many of us think. Actually it is one of the fastest rising crimes in America, to make matters worse not only is it one of the most difficult to detect but one of the hardest to solve....

100: How To Create More Income
Very few of us focus on increasing our income in hard times, which is exactly what we should do. Creating more income is also a more positive approach than merely cutting back our spending....