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Personal Finance Articles

: Timeshares Affordable Part Time Ownership with a Twist
If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself....
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: How To Live Within Your Means
There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income....
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: Rules for Investing- How To Build a Portfolio of Safe, Secure Investments
In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage....
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: Protect Your Money from Fraudsters
Criminals are targeting ATMs and Chip & Pin processors to defraud innocent people of hundreds of thousands of pounds. From placing surveillance equipment on ATMs to cloning cards used in retail transactions, It seems like handling money has never been so risky. So how can you stop thieves trying to steal your data?...
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: Making Money - It is All in Your Mind
Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money....
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: Know Your Finances - The 1st Step Towards Financial Freedom
One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state of their finances....
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: What Are The Best Credit Secrets Kept Hidden From You?
Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it......
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: Strategies for Protecting Your Identity
There's only one of you. Your unique DNA make-up supports that fact. While individuals may be protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices, it is still important to enlist simple steps to protect one's identity, consumer reputation and credit rating....
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: Online Shopping To Recession Proof Your Shopping Habits
Consider the internet to replace department store shopping and save money....
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: One of the Most Important Rules of Money Management
The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment. People who are not wealthy spend the bulk of their money on items that perish, depreciate or have no return on their investment....
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