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Insurance Articles

: What is Unemployment Insurance
Unemployment insurance is a national insurance program that was instituted in the later years of the Great Depression to help in the stabilization of the economy. The program was retained to help to cover fluctuations in both local and national economy....
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: Understand Your Insurance Contract
All insurance contracts are governed by the concept of 'offer and acceptance'. This requires you to fill the proposal form and send it to the insurance company. Sometimes you are also required to attach a check for the premium amount, with the proposal form....
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: Umbrella Insurance for Greater Coverage
When the amount of a claim against you exceeds the coverage provided by your home or auto insurance policy, you are saddled with the prospect of settling this excess liability on your own....
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: Term Life Insurance Gives You the Exact Coverage You Need
Term life insurance covers you for a pre-planned period of time when the coverage is needed most. It allows you the flexibility to insure your family while they are at home and to cancel or diminish the policy when it is less necessary for the continued happiness and welfare of your family....
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: Staying Prepared With Unemployment Insurance
Unemployment insurance is intended to be a social insurance program that provides temporary benefits to unemployed workers, and imposes payroll taxes on covered employers....
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: Simple Math: Individual Dental Insurance vs Discount Plan
Many dental discount companies claim that their rates are much lower than regular dental insurance plans. Rates vary on dental discounts. For example, many companies offer savings between 10% - 60% on some dental services....
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: Securing Your Future With Disability Insurance
There may be a time in life when you may not be able to work due to illness or some other medical condition, whether temporarily or permanently. Such a condition may result in a loss of income during that period....
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: Motor Trade Insurance: An Absolute Essential
If you are in the motor trading business, then the most important aspect of your business is getting the best price possible....
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: Mortgage Life Insurance: Is It Worth Having?
Term life insurance is an important basic in your financial planning but what is often more essential is funds to speicifically cover your mortgage. Instead of taking a large chunk of a term life insurance payout to cover any outstanding mortgage, it is better to specifically cover it with mortgage life insurance....
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: Meeting Your Family's Health Needs With An HSA
Making sure that your family is able to stay healthy partly depends on having a good health insurance program for them. One of the more recent new additions to the health insurance industry is called the Health Savings Account (HSA)....
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