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<title>Latest Grants Articles</title>
<link>http://www.populate.net/</link>
<description>Articles at Populate.NET</description>
<language>en-us</language>
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<title>Small Business Grant Money for All</title>
<link>http://www.populate.net/Business/Financing/Grants/small-business-grant-money-for-all.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/small-business-grant-money-for-all.html</guid>
<pubDate>Sun, 05 Oct 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ This article will take about how to find and obtain small business grant money. As growing niche in this country, owners of small businesses are increasing their efforts in applying and obtaining these loans. The reason for this trend is that people realize they need the federal government to help them out, thus, keeping their businesses afloat and to fulfill the "American Dream."

In fact, the primary reason that most businesses fail within a few years, is due to the lack of capital vested or available in the business. By these small business owners apply for and receiving these grants, they will get a new lease of life. 

Yes, my friends, the grant money to keep your small business up and running is out there - waiting for you to find and grab it! Of course, this easier said than done and you do not know where to look. If you do not know where to look, try Internet search engines, such as Yahoo, Google and AskJeeves. These search engines will guide you to the right places to find and apply for grant money.

Once you have found the grant(s) that you are looking for, apply for them, complete all the necessary info and submit them to the appropriate agency or agencies. Also, make sure that you do qualify for these grants since your application(s) will be rejected, if you do not meet the grant program's requirements. Reading and not reading the fine print can mean the difference in whether you will receive a grant or no.

Moreover, the grant application process gives you the chance to outline your goals and needs for the company, including on how it will be operated. All of this must be included in the grant proposal, for it to be a success!

Also, for all small business loans that are funded by the federal government, the criteria for the acceptance of these grants does vary, from agency to agency. That is why you should read and review the application(s) carefully before submitting them, to ensure their accuracy. Remember, obtaining these grants takes a long time to be granted and to receive, so patience is the key.

In short, small business grants are not easy to come by and if you can find another source of capital to keep your business afloat, during the grant process, it is best to do so. But if you do receive a small business grant, make it last for as long as possible, since you another one is not guaranteed to come your way. ]]></description>
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<title>Business Federal Grant Overview and Top Website Sources</title>
<link>http://www.populate.net/Business/Financing/Grants/business-federal-grant-overview-and-top-website-sources.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/business-federal-grant-overview-and-top-website-sources.html</guid>
<pubDate>Mon, 01 Sep 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ The Federal Government spends billions of dollars on grant programs to small businesses and home based entrepreneurs every year. There are also hundreds of millions of dollars of state grant aid available, and grants and contests hosted by the Small Business Development Corporation. While there are several sources for grant money for your small business, this article will focus on Federal Grants, as they are the mostly widely available.

Finding Federal Grants is not daunting because they are hard to find - its daunting because you can get buried in books and data. The first place to go is your local public library, and check out any of the -phone books- by Matthew Lesko. Another excellent place to start searching is the Catalog of Federal Domestic Assistance, or CFDA, which lists agencies to contact for formula grants and project grants.
 
The CFDA has a web site (URL below), that will help you search for grants based on your needs and goals, and will then provide you with links for the information needed to apply.
 
12.46.245.173/pls/portal30/CATALOG.TYP_ASSISTANCE_DYN.show 

Once you have found a potentially interesting grant proposal (or a dozen), contact the agency and find out if your proposal or project proposal meets their funding requirements, and if they still have funds available for disbursement, or any other questions you might have. 

Assuming everything matches up, its time to fill out a Form 424, called the Application for Federal Assistance. This is the generalized grant application form for most Federal development grants; it is considered a baseline form. Some agencies may have other forms you will need to fill out as well. The CFDA has extensive help files on writing grant proposals and the proper forms and what needs to go into them to make them work. 

In addition to the CDFA site, you should also check out Grants.gov. This is another search engine of federal grant opportunities; while theres some overlap in grants in both databases, theres an awful lot thats in one that isnt in the other. 

There are also private directories that list federal grant opportunities; Matthew Lesko (mentioned above) is the largest public marketer of these directories; you have probably seen him on late night television, dressed in a purple suit with yellow question marks all over it. His books are regularly stocked in local public libraries, and while some of the information is dated, there are plenty of gems to be found there, and some excellent advice.

Other places to look for grant monies include foundations and non-profit organizations. Probably the best central clearing house of information on foundation and nonprofit organizations is The Foundation Center, particularly for its Foundation Grants to Individuals. This lists, all in one place, grants for individuals rather than non-profit organizations. There is a small subscription rate for the online service, and the book is available for purchase, and can be found in the reference section of the local library. 

foundationcenter.org/getstarted/individuals.

One of The Foundation Centers more useful services is online courses on grant writing and researching grant opportunities. Some grant opportunities are open only to non-profit organizations; this is not as difficult a requirement as you might think; it is worth investigating if your business can work as a non-profit organization. ]]></description>
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<title>An Overview of Local Start Up Business Grants and Where How to Get Funding</title>
<link>http://www.populate.net/Business/Financing/Grants/an-overview-of-local-start-up-business-grants-and-where-how-to-get-funding.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/an-overview-of-local-start-up-business-grants-and-where-how-to-get-funding.html</guid>
<pubDate>Mon, 01 Sep 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ Grants come in a wide array of sizes, for a broad array of purposes, from a myriad of sources. While most grant information rests at the Federal level, there are plenty of other sources of funding for a business startup out there. This article will focus on getting grants from your local community.

First, there are sound reasons for your local chamber of commerce and better business bureau to offer grants for businesses to start up - businesses employ people, and boosting the local job market is one of the important things your city government does. Even if your business just employs two part time shipping clerks, it still makes sense for your local business development center to host a grant program to help new businesses start out.

Likely candidates names for your local municipalitys business development center will be Chamber of Commerce, Economic Development Council, or Small Business Development Corporation. In addition to grant proposals, most of them have extensive libraries on things like local tax regulations, federal and interstate and state regulations you need to concern yourself with, local labor laws, and how to get your jobs listed in the want ads and local unemployment center. There are also organizations run by retired businesspeople that offer classes in starting a business, including step by step instruction on how to set up a business plan, how to handle your first two years taxes (where the capital put into the business can offset the revenue generated) and more. You can find out more about what resources your local area has for instructing small businesses and incubating them by going to the public library, or checking out your citys web site.
 
To get a local grant, you are going to have to demonstrate a mixture of enthusiasm and hardheaded business sense. Passion counts, but so does a demonstrated ability to plan, as does focusing attention on how your business needs will tie to local suppliers and supply chains, and will provide jobs for local people. Many municipalities have something analogous to the Community Development Block Grant Loan Program. How this works is that the municipality or county applies for a grant (called a block grant) from the Federal Government to do local spurring of business development, and then uses that funding as seed capital to make low interest or short term loans to local businesses to help them start out, provided they hire low income people from the area.

Many larger cities have programs like the one in Seattle, where for businesses that will employ more than 100 people, and will need new construction, can get grants for new construction if the buildings are Green, or LEED certified, minimizing construction waste and power usage.

Many grants are tied to non-profit organizations. You do not have to be a non-profit organization to benefit from such a grant; you can work with a local NPO to get the grant, under an agreement where they will use your firm for goods and services - this represents a triple win for the underwriting grant agency. It helps a non profit organization work on a project that ameliorates a problem they have been assigned money to fix, it helps you, by giving your company contracts for work to be done, and it helps the community by allowing you to hire more people to get the job done. The local restrictions on this sort of partnership are varied and numerous, and it is worth it to talk to someone at the local city hall to see what can and cannot be done without conflict of interest or collusion complications. 

The last place to dig for grants (or the first one in some situations) is a local trade organization. If you are in a field with a vital services niche, and it is going unmet, it is not unreasonable to get grants from a business organization to open the type of business they support; it helps bring their profession into a higher profile, or represents moving into an untapped market to them.

All of these should help you find local grants that help you achieve your goals. ]]></description>
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<title>Education 902B Grants for Improved Learning</title>
<link>http://www.populate.net/Business/Financing/Grants/education-902b-grants-for-improved-learning.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/education-902b-grants-for-improved-learning.html</guid>
<pubDate>Tue, 22 Jul 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ The government offers grants for numerous research programs. The education 902B grant is just one of these grants. This grant allows money for research in discovering methods for improved learning among students, especially students that have faced adversity in the past.

The 902B education grant is just one of the many grants that the federal government offers to individuals. If you are looking for something different, government grants for women and government grants for small business can give you the challenge you are looking for in life. Government grants offer unique opportunities. The money is free and does not have to be paid back, but just because the money is free does not mean it is a free ride. The government will expect something in return.

These grants come with conditions and there are usually a lot of conditions, but do not let that discourage you. You can get the money you need to start a business or possibly pay debts, but you also have to know how to find out what grants the government has available. 

The tricky part about government grants is finding the grants that are available and doing the paperwork to get them. There are a number of websites that list these grants. They are generally listed by category on these websites. There are also databases that list all of the government grants that are being offered at the current time.

You may have something specific in mind when searching for a grant, but you may just want to search to see what is available. There may be offers there that you never would have thought of, but would be a good fit for the business you are in or are considering. One thing you have to keep in mind is the government will expect something in return. Not only are they giving you money, but they are expecting you to help a certain group of people or a certain area of the country. Free government grants can be a win-win situation for all involved.

Get started in business and getting an education can be expensive. Before you look into getting a loan, you should consider a government grant. You may find some free money that can help you realize one of your goals. Take the time to research all your options before you make any decisions when it comes to money. An education 902B grant is just one of the free grants that the government offers for education research. ]]></description>
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<title>Government Business Grants-Expanding Your Horizons</title>
<link>http://www.populate.net/Business/Financing/Grants/government-business-grants-expanding-your-horizons.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/government-business-grants-expanding-your-horizons.html</guid>
<pubDate>Sun, 06 Jul 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ Government business grants are readily available, but they are very detailed and can be quite complicated when it comes to understanding them, especially if you are getting your information from a government website. If you think the government is just handing out money for you to start a business, think again. 

Now don't get me wrong, you can get grants through the government. But they are going to expect something in return. You may be awarded money but there will most likely be specific requirements associated with this money. For example, one of the current grants available is Veterans Entrepreneurial Training and Counseling. The award is $150,000 and that is what you are expected to do with the money--give entrepreneurial training and counseling to veterans.

Most grants are similar to this in the respect that you are given money to perform a specific job. That does not mean that you cannot use this to fund your business, if your business is helping others start their own businesses. Many of the specific requirements of government grants can be quite fulfilling and they may not be exactly what you had anticipated, but that does not mean that you cannot make it work for your business.

Grants.gov is a good place to start looking for government grants, but these listing can be somewhat detailed. You may want to consider using a database that lists the many grants that the government has available. You may also need assistance when it comes to writing proposal to get this money. That can get be a complex task also. There are several sources that exist that can provide you with the information necessary to apply for a government grants for small businesses.

Starting a business or taking your business a different direction can be a very exciting time in your life. Taking on a project that comes with a government grant can be just the challenge you are looking for to expand your horizons. Most people do not like the unknown, but that is sometimes where we have our best experiences--by trying something new and different.

There are government grants for many things. Are you thinking about going back to school? Would you like to buy a home and renovate it? Would you like to start a day care center in a community that badly needs one? These are just a few of the other things that you can do with a government grant. ]]></description>
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<title>Pursuing Government Grants For Your Small Business</title>
<link>http://www.populate.net/Business/Financing/Grants/pursuing-government-grants-for-your-small-business.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/pursuing-government-grants-for-your-small-business.html</guid>
<pubDate>Fri, 23 May 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ What is free government money? Here are a few facts about federal government grants. These grants truly are free government money. You do not have to repay this government grant money. You are not charged any interest on these government grant money. The grants are totally tax free money. You do not require any credit history or banking record to receive these grants. 

All the facts above are very good reasons for ordinary people to pursue government grant money. 

A commonly asked question is, are there really any government grant programs for the type of business I want to start, an online business?

The Answer, Yes, there are lot many government grant programs or free government money for all types of small businesses, including home based internet businesses. 

But before we go into details about government grant programs or free government money for small business, let me caution you about some things.

The money is free but it is not free from government regulations and rules. The first thing you must know is that there is full monitoring and auditing of these government grants. You are expected to spend the money you request in particular manner and for the particular purpose that you applied for. 

The grant money that was mutually agreed upon must be spent within a particular time frame. If you fail to follow the conditions set from the government, then there can be heavy penalties, sometimes leading to fines and maybe even your imprisonment. So make sure that the grant you are seeking for your small business is used for the specific purpose that you stated when you applied grant. And make sure the money is used within agreed upon time frame.

Another question that is very common is, how much money is really distributed by the US government for small business purposes?

The answer, can you believe that more than thirty billion dollars are given annually by the government to help small businesses? Yes It's true.

The thirty billion dollars comes from more than eighty sources at the federal government level, all allocated for small businesses across America. There are also more than three thousand state level sources that sre the source of funding for almost any small business.

There are sub categories also. There are different government grant programs for women, for low income groups and for minorities. More than twelve millions is set aside for these sub category groups. 

There can be two basic types of monetary help for small businesses. You can get start up capital to start the business. You can also get monetary help to expand your existing business. More than one million small businesses have received free government money on an annual basis.

What sort of businesses are covered under these government grants for small business programs? As I mentioned before, practically every type of industry, home base industry and so many others are covered under these programs. There are just to many to list in this short article. The research you perform will expose the exhausting list of qualified businesses available for these federal and state grants.

If your grant search is intensive and thorough enough you will have no problem finding a grant to fit your needs. When you do find one choose one that is suitable for your needs. Make sure that you qualify and are truly eligible for the grant. If you are persistent enough to get through all of the red tape and follow the application instructions as instructed you may be well on your way to benefitting from a free government grant for your small business.

I hope this article was of some use to you and good luck with your search for a federal or state government grant. ]]></description>
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<title>Government Small Business Grants - Information</title>
<link>http://www.populate.net/Business/Financing/Grants/government-small-business-grants-information.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/government-small-business-grants-information.html</guid>
<pubDate>Sun, 30 Mar 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ This article will focus primarily on government small business grants. Having the ability to secure funding that does not have to be repaid is a primary advantage of this type of funding. The major shortcomings of this funding choice are the large amounts of forms that have to be filled out and the bureaucratic red tape that has to be endured. But given the goal it's a small price to pay to get one of your own government small business grants.

Resources That May Be Needed

If you are at all familiar with the process of getting a loan from a bank then you are already knowledgeable about the federal small business government grant process. You will have to provide financial reports, business numbers and tax information.

Make it a point to find an accountant well versed in your specific corporate industry and who has relative experience with businesses related to yours. By doing this as an initial step you will be able to create a grant application that has relevant and reasonable commerce financial information. You can see all of the unnecessary effort and time that can be saved by choosing the right accountant.

Since you will need a business plan as part of the grant process. The accountant mentioned before can also assist you in making sure the numbers in your business plan make sense.

Next on the agenda is to find a competent attorney who has experience in the grant application process. Keep in mind that your own specific grant application may not be big enough to require the services of an attorney. But if it does then don't hesitate to find one at once.

By finding an attorney who has experience in the grant application process they should be in a place to guide you past common novice mistakes. If they have worked in the industry long enough they should also be able to recommend other needed resources.

Finding The Best Grant

It can be time consuming and frustrating to locate the right grant. This point is easily proven by looking at any of the many online grant sites. The grants are usually grouped by foundation and sometimes state and have literally thousands of grants available. Education is the key to finding them efficiently.

The only concern is finding the one that will work for you and your specific circumstances is key. If you check the resource box then this problem has been solved for you already. The point here is that being able to match the requirements of a specific grant to your specific circumstances is something you will have to figure out on your own.

In Summary

The government small business grants process has been explored in this article along with some of the major issues and concerns. We identified the fact that choosing the right grant is crucial to you receiving one and that process takes a significant effort and time. If you are more then a little serious about this and want to start with as much information as possible about government small business grants so that you can increase the probability of you getting one. ]]></description>
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<title>Government Grants For Women - Winning Tactics</title>
<link>http://www.populate.net/Business/Financing/Grants/government-grants-for-women-winning-tactics.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/government-grants-for-women-winning-tactics.html</guid>
<pubDate>Mon, 24 Mar 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ You have arrived here to read this because you are looking for more information on getting government grants for women? Most experts would agree that this has to be one of the most ideal financial ways to create your business by using grant money. The trend seems to be toward the giving of grants to those who start their own small businesses while also contributing to the economy at large. The federal government will give Business grants to people who qualify. Since they don't have to be paid back grants differ from loans.

Choose a Business Loan Or Business Grant?

Another differing point about grants is that they don't specify credit checks, collateral, security deposits or co-signers. Most of the time what IS required from you is to send them periodic progress reports which will inform them on the progress of your specified goals as found in your application. This is to make sure funds are being used as previously specified. Look into the links presented in the resource box if you want more information on this.

Women's Business Grants Defined

Women can run a business outside of the home or a home-based business by utilizing business grants. They can be used to:

1) Start a new or expand an existing business.  2) Equipment financing.  3) Acquisition of a new or existing business.  4) Office Rent.  5) Salaries and related expenses.  6) Office expenses and overhead.

Encouraging business growth and promoting woman small business owners is who these are generally given to. Keep in mind you have to be at least 18 years old to be eligible.

Purpose Of Governments Grants

One great way to turn the dreams of an entrepreneur into reality and support a business idea is to use a grant. The types of grants offered by the government include but are not limited to:

1) Housing grants.  2) Education grants.  3) Individual grants for personal necessities.  4) Business grants for starting a new business.

Keep in mind that the listed grant types were just a small sample of the whole. The end of this article has a resource box that can be followed for more information.

Business Women And Business Grants

There are grants for women to buy existing businesses. Another way to qualify for a government grant is to excel in your respective field. Attending business school is another great reason to qualify for a grant. Keep in mind that you do NOT have to repay a business grant to the funding agency or the government.

Women And Government Grants

Studies have shown that up to seventy five percent of women small business owners tend to be successful. Add that to the fact that as a group when applying for government grants women have the biggest advantage. In fact specifically earmarked for women are several business grant types. Small business grant funding does come with some limitations that haven't been discussed here.  For a lot more information on this and grants in whole see the resource box. Just remember you may have to go in front of a foundation or a governing council's grant board to get your funding. Small price to pay for your self employment isn't it? When are you going to get started? ]]></description>
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<title>Government Grants For Small Businesses - Tactics</title>
<link>http://www.populate.net/Business/Financing/Grants/government-grants-for-small-businesses-tactics.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/government-grants-for-small-businesses-tactics.html</guid>
<pubDate>Thu, 20 Mar 2008 00:00:00 -0700</pubDate>
<description><![CDATA[ If you are reading this then you are looking for effective, actionable information on government grants for small businesses right? Government grant money have the advantage of not having to be repaid and can be used to start a new business. About the only real downside to starting self employment this way is the large amount of necessary paperwork and bureaucratic inertia to deal with. Such a small effort to exert when you look at the funding you can receive for exerting it.

Choosing The Right Grant

It can be time consuming and frustrating trying to locate the right grant. To prove my point just one look at some of the grant sites out here and you will see what I mean. There are literally thousands of grants grouped by state and sometimes foundation waiting to be claimed. To find the right grant funds requires the right education.

Your main concern at this juncture should be to find a grant that matches your situation. Checking the resource box will give you a solution to this concern. In fact most of your time and effort will be to find suitable grant matches unless you choose to save effort and time and look into the resources in the resource box.

Resources Needed

The federal small business government grant process is very similar to getting a loan from a traditional bank. You will need to provide at the very least tax information, financial reports and business numbers.

It would be wise to locate an accountant who works in your specific corporate  industry with related businesses. This will help you construct a grant application whose commerce information makes sense and can actually work. By enlisting the aid of an accountant that is familiar with your industry you will be saving yourself time and unnecessary effort.

Since you will need a business plan as part of the grant process. The accountant mentioned before can also assist you in making sure the numbers in your business plan make sense.

Next on the agenda is to find a competent attorney who has experience in the grant application process. Keep in mind that your own specific grant application may not be big enough to require the services of an attorney. But if it does then don't hesitate to find one at once.

By finding an attorney who has experience in the grant application process they should be in a place to guide you past common novice mistakes. If they have worked in the industry long enough they should also be able to recommend other needed resources.

Closing

In closing you have been exposed to some of the bigger concerns involved in government grants for small business. One of the main concerns is the time and effort required to find a suitable grant. A very good solution to this can be found in the resource box. While you would rather keep your expenses to a bare minimum during the grant application process thee are some resources should look into to make the process smoother. These have been mentioned in the article as well. Again if you are short on time and want a comprehensive plan for this then check into the resources mentioned in the resource box for this article. ]]></description>
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<title>Top Ten Grant Tips</title>
<link>http://www.populate.net/Business/Financing/Grants/top-ten-grant-tips.html</link>
<guid>http://www.populate.net/Business/Financing/Grants/top-ten-grant-tips.html</guid>
<pubDate>Thu, 13 Dec 2007 00:00:00 -0800</pubDate>
<description><![CDATA[ What's the point in having a great idea if you don't have any cash? You need  capital to move your business from an idea to reality. One route that you can use to get the money you need is to look for a business grant.

Here are some great tips to getting that grant approved.

1) Talk to your local grant agency, local council economic development officer and Business Link to see if there are any grants available in your specific area.

2) Work out exactly what you need the money for because grants wont be provided for general running costs, they will support a specific outcome for example premises, training, trademarking etc.

3) Grants are often tied to strict selection criteria such as age, gender, ethnicity, unemployment or have a specific purpose such as research and development  or innovation. If your idea doesn't fit into it don't try to force it.

4) Make personal contact by phone or ideally face to face with the grants officer and don't just send in your application cold. Talk through your proposition with them to check whether your idea is suitable and it is worth applying in the first place.

5) Prepare a thorough business plan to bring with it but make sure it stands out from the crowd. Most importantly you will need to present a thought provoking vision, a passionate commitment, clear benefits and robust cash flow forecasts.

6) Know that grants are often handed out on a cyclical basis. Research upcoming deadlines and be prepared to wait several months for a decision don't expect a quick answer because it doesn't happen that way.

7) For larger amounts of funds, one grant will not usually fund ALL of the proposed costs so you will likely have to find more funding from another source.

8) Ask yourself if this business could get off the ground without a grant. Look at alternative sources of finance, such as loans, 0% credit cards, credit unions, friends and family. Funders will want to make sure that there is no chance of you moving ahead without their support.

9) Don't stop watching your business process. It's easy to get distracted by the allure of grant money and this can become the focus of your energy rather than building your business.

10) Become steadfast because many people convince themselves that the only way to start a business is to raise large sums of money without realizing there are other, less conventional routes that can be taken. Think of finding creative ways to support your start-up business until it turns profitable. The key trick here is to start small, start selling and start generating your own cash to fund your business growth. ]]></description>
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