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<title>Latest E-Commerce Articles</title>
<link>http://www.populate.net/</link>
<description>Articles at Populate.NET</description>
<language>en-us</language>
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<title>Denver Business Card Printing</title>
<link>http://www.populate.net/Business/E-Commerce/denver-business-card-printing.html</link>
<guid>http://www.populate.net/Business/E-Commerce/denver-business-card-printing.html</guid>
<pubDate>Sun, 20 Sep 2009 21:00:57 -0700</pubDate>
<description><![CDATA[ <p>Are you using a Denver business card printing service to get the results you need and want? A business card is one of the most important items a business can have. It gives the individual reading it key information about what the business does as well as details about who the individual. When you had over a business card, it needs to be impressive from the start. The first step is to hire the right company to handle the printing. Commerce City and <a href="http://www.alphagraphics.com/centers/golden-colorado612">Westminster printing</a> companies can help you to design and present some of the best cards possible.<br /> <br /> <strong>Your Options Are Limitless</strong><br /> <br /> It used to be that the business card was a very simple design, one that simply included the name of the company, the associates name and some contact information. Things have changed and now it is quite common to see everything from graphic designs to four color printing. Denver companies can really help to push the envelope so that you have the most unique business card available that gives your message in a clear way. Many of them handle all of the details of planning for you, to make the job that much easier.<br /> <br /> <strong>The Denver Business Card Printing Service </strong><br /> <br /> For those who may need Washington park printing service, for example, all you need to do is to come in and speak with an associate about your specific business card needs. Be sure to bring with you any type of picture or logo that you need. They can work off a CD disc or they can use copies if you have them. Then the <a href="http://www.alphagraphics.com/centers/arvada-coloradous424">Denver business card printing</a> process gets started. This usually starts with a computer layout, which will help you to plan out the business card's layout and design elements. You may wish to have four color printing. Denver companies can help you to choose the right color scheme, font, and location of each important element on the business card.<br /> <br /> Next, come the logos and other graphics. If your company has a need for this type of detailed printing commerce city residents can work closely with the associate to make it happen. One of the most difficult elements of creating a business card is getting the layout done properly without actually overdoing it. Too many details n the card will simply cause a card to look overwhelming and limit what message the reader gets from it. After you have laid out the design, you may ask for a test printing. Then, you can tweak any areas you feel need a bit of improvement.<br /> &nbsp;<br /> You will want to be proud when you hand over the finished product. Denver business card printing can be fantastic in terms of quality and design, once you invest the time in the process. With the help of these professional services for printing, Commerce City and Westminster printing companies, individuals can be proud to hand their next potential customer a copy of their professional business card. It may take some extra time with the planning and layout, but once this is complete, the results are worth it.</p> ]]></description>
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<title>Mobile applications and E-busniess</title>
<link>http://www.populate.net/Business/E-Commerce/mobile-applications-and-e-busniess.html</link>
<guid>http://www.populate.net/Business/E-Commerce/mobile-applications-and-e-busniess.html</guid>
<pubDate>Tue, 15 Sep 2009 23:48:34 -0700</pubDate>
<description><![CDATA[ <p>Mobile applications are certainly the latest evolving wave in the introduction of e-business. All these applications include functions and features that are one of a kind for each mobile phone. Some of the advanced features included in the mobile phones enhance flexibility, personality, mobility, etc. The mobile applications that are able to provide added values like anywhere and anytime access, GPS technology and ease at handling multiple tasks. <br />The number of mobile users is expected to increase in the coming future and in this context there is going to be a great decrease in the mobile prices. Although the budding stage of the mobile applications has assisted to restrain the gifting future with several more mobile application development. Window mobile applications are getting a great attention from practitioners as well as from academics. Therefore, it has got extremely vital to understand the worth of it. In order to pertain this we should thrive hard in consistent mobile web development.<br />&nbsp;Java development is very useful in upgrading all windows mobile and is quiet effective in providing enough applications like vendor portability and independence, platform independence, mobile and web application development. Today, Java mobile application has become one of the important areas in IT infrastructures, organizations, businesses and various communities worldwide. With this rising demand of mobile technology, the demand for mobile developers also seems to rise. It is very important that we get the right resources so that mobile applications development companies can provide various organizations what they are looking for. <br />A custom software company that is fully versed in the mobile application development always has a great potential in its software developers. So when we get towards Java based technology is on the rise and is high into demand. They provide its employees a great carrier boost. Various applications that are emphasized in the world of Java are Java to enterprise edition, Java to standard edition, Java card platform edition and many more.&nbsp; With such a huge success rate it is quite obvious to see people turning towards java technology enabled mobile applications. Various games and other features of the mobiles are built by java experts to help people enjoy various mobile applications and create more easiness in their lives. <br />There are various companies that are available today that will provide you with a variety of mobile applications but in order to choose the best out of them you will have to find out if the company has employs the latest technology, tools and software in its mobile application . Best mobile applications keep on upgrading its software and technology so that people can enjoy their mobile experience completely.<br /><br /></p> ]]></description>
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<title>Glance over B2B eCommerce Development and its Significant Role</title>
<link>http://www.populate.net/Business/E-Commerce/glance-over-b2b-ecommerce-development-and-its-significant-role.html</link>
<guid>http://www.populate.net/Business/E-Commerce/glance-over-b2b-ecommerce-development-and-its-significant-role.html</guid>
<pubDate>Thu, 10 Sep 2009 22:01:49 -0700</pubDate>
<description><![CDATA[ <p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Using internet between two or more businesses or different entities of the businesses creates a most popular concept called B2B eCommerce. It is the concept to improve communication electronically between businesses and allows various business processes between them. For instance, it improves communication between venders, manufacturer along with improving the working of supply chain management. </span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">&nbsp;</span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">B2B eCommerce websites are popular in the world of business for developing electronic communication to ease the different business process, most of the B2B websites are developed or B2Becommerce development usually happens according to specific requirements of the related businesses. They perform as a platform for the various online members who are allowed to place their products for sale to other member companies as well as they can perform all related commercial transactions between each other. In the world of business eCommerce websites are used for various types of e-commerce exchanges such as public exchange and private exchange, in public exchange any business company can join the website for the exchange. On the other hand, private exchanges allow limited company members for business exchanges. In both ventures, <a href="http://www.hiddenbrains.com/ecommerce-solutions/ecommerce.html">B2B eCommerce development</a> should be error-free and lead to safe &amp; secure commercial transactions, hence they play very essential role for the development and growth of global business environment. </span></p>
<p class="MsoNormal" style="text-align: justify;"><strong><span style="font-size: 10pt; font-family: Verdana;">&nbsp;</span></strong></p>
<p class="MsoNormal" style="text-align: justify;"><strong><span style="font-size: 10pt; font-family: Verdana;">There are several advantages of B2B websites</span></strong></p>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Access      of information about product and services easily for all entities involved</span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Platform      for buyers and sellers </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Long-term      business relationships</span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Saving      of time, no more delays </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">Modernizing      of business processes </span></li>
</ul>
<p class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol;"><span>&middot;<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style="font-size: 10pt; font-family: Verdana;">Increase productivity</span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">&nbsp;</span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">With the use of internet, a boom is noticed in the international business with formulation of B2B popularity among big &amp; small business organizations. Specially small and medium sized organizations are enjoying opportunity of joining international business platform and big expanded market for doing business. Moreover, small organizations around the world are getting new methods of trade, new business processes, and current information about global business for improving themselves according to international level. With the introduction of B2B small organizations are able to earn high profits in less cost, easy online operational procedures (such as order management, customer negotiations, tax payments, etc) and data transfer among global business partners. </span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">&nbsp;</span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-size: 10pt; font-family: Verdana;">It is very much obvious that B2B ecommerce websites are playing very essential role and which must be developed with accuracy by using IT expertise of high standards. Professional expertise in developing <a href="http://www.hiddenbrains.com/article-glance-over-b2b-ecommerce-development-and-its-significant-role.html">B2B eCommerce websites</a> is necessary, to achieve ultimate goals of businesses involved. For joining multiple businesses on the single platform through internet &amp; intranets, B2B eCommerce websites developing companies are active for providing global professional services by using various programming languages.</span></p>
<p>&nbsp;</p> ]]></description>
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<title>What You Need To Think Of When Looking For An Online Nursing School</title>
<link>http://www.populate.net/Business/E-Commerce/what-you-need-to-think-of-when-looking-for-an-online-nursing-school.html</link>
<guid>http://www.populate.net/Business/E-Commerce/what-you-need-to-think-of-when-looking-for-an-online-nursing-school.html</guid>
<pubDate>Fri, 28 Aug 2009 05:12:46 -0700</pubDate>
<description><![CDATA[ <p>Nursing now presents a very good career field. If you are interested in becoming a nurse there are many opportunities for you to choose from. You could work in a hospital, a doctor's office or even travel around the world with your nursing skills. There is currently a high demand for nursing jobs therefore many training programs are available including online nursing degree programs. With online nursing degree programs you can earn a nursing degree regardless of where you live. The other benefit of an online program is you can learn at your own pace.</p>
<p>&nbsp;</p>
<p>Now that there are so many online nursing programs you really need to do your research to decide which online nursing school you should choose. That's what this article is about. This article gives you information on the things that you need to think about when you are choosing an online nursing school. <br /><br />The first thing you need to do is make sure that the school is accredited. When a school is accredited it means that the school has met or exceeded nationally recognized standards in teaching. Accreditation of online nursing schools is not a requirement, that is why you need to be sure to check and make sure that whatever school you are interested in is accredited. This is important because employers like to higher nurses who have gotten their qualifications from an accredited school. In addition to your job search any credits that you get from an accredited online school should be transferable and this is not possible when you go to a school that has not been accredited. <br /><br />Another thing to think about is how many students each teacher will be responsible for. To check on this just contact the Admissions department to see what the average student to teacher ratio is. This is important to consider because you want to make sure that the teacher does not have too many students that they will not be able to give your personal attention. <br /><br />In order to become a licensed registered nurse in the United States you will need to pass an exam called the National Council Licenser Examination-Registered Nurse or NCLEX-RN for short. Therefore you want to make sure that you know what percentage of students graduating from the online school you are interested in actually pass this exam. This will give you a good idea as to how thoroughly this online school will prepare you for the examination. This is critical because if you do not pass the exam you cannot become a registered nurse. <br /><br />The other thing you need to check into is if the school will require clinical assignments. If they do require a clinical assignment in a hospital you need to have transportation to get to these clinical assignments. If transportation is an issue or if other things in your life make it difficult to do a clinical assignment then you need to be able to work with the school to complete this requirement. <br /><br />The best way to make a decision about an online nursing school is to be very familiar with every detail of what the requirements will be. The last thing you want to do is start this process and not be able to finish it due to something that you overlooked while researching for an online school.</p> ]]></description>
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<title>Free offers can be provided to the customer</title>
<link>http://www.populate.net/Business/E-Commerce/free-offers-can-be-provided-to-the-customer.html</link>
<guid>http://www.populate.net/Business/E-Commerce/free-offers-can-be-provided-to-the-customer.html</guid>
<pubDate>Fri, 28 Aug 2009 03:17:55 -0700</pubDate>
<description><![CDATA[ <p>Advertising for free sounds impossible when mentioned, especially if we're talking about effective advertisment . But there are several ways by which the cost of advertisement can be reduced or even eleminated (money wise) though at the expense of some extra time, and with the help of some imagination and creativity.</p>
<p>&nbsp;</p>
<p>A business wanting to advertise, through article marketing <br />, can write articles related to their field of expertise and can submit them to media and publications having interest in that particular field. The advertising article can have information about the company and dealership opportunity. New websites have sprung up which offer free services such as article submission and press releases and articles can be written for these websites and then broadcasted for free, which will be viewed by hundreds of people everyday.<br /><br />Once the business has gained some recognition, within no time it will gain popularity.<br /><br />Free bulletin board located in the neighborhood, like in grocery stores, libraries, and salons, are another good idea. Advertising circulars can be posted on such boards for free. Circulars for mass distribution can be handed out at the mall, shopping center, bus stops, particularly on weekends when there is a big rush. Students can be hired on part time basis for this purpose.<br /><br />Promotional advertisement can be printed on the envelopes used by the business firms. Both the sender and the receiver can view this advertisement. Promotional offers can be sent to customers by postcards, which should be utilized to its full, leaving only place left for writing the address.<br /><br />Some of the new mail order publications offer free first time and seasonal deductions for advertisers. Other publications offer pay per inquiry space. Inquiries can be made about stand-by space, which means that the publication holds the submission of advertisement until the space is not sold and in that case, thirty three percent saving can be achieved. Usually local newspapers provide these kinds of offers.<br /><br />If the business is involved in ad sheet or catalog publishing, other publishers can be contacted for the purpose of bartering an advertising exchange. They can place advertisement in their publication, in return for placing their advertisement in the business&rsquo;s publication.<br /><br />Free offers can be provided to the customer. This can be done by emailing or printing newsletter about information regarding the area of interest of the targeted customers and can be made popular by using tag lines. Attach a free coupon with it, which the customers can use it for shopping, if a criterion is met like minimum purchase of $ 50. By this the response will be huge and most of them will purchase something or the other to avail the free offer. The basic ingredient for advertising for free is imagination and research. Opportunities should be searched and a strong working force should be applied to increase the sales.<br /></p> ]]></description>
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<title>Critical Affiliate Marketing Steps in Your Online Business</title>
<link>http://www.populate.net/Business/E-Commerce/critical-affiliate-marketing-steps-in-your-online-business.html</link>
<guid>http://www.populate.net/Business/E-Commerce/critical-affiliate-marketing-steps-in-your-online-business.html</guid>
<pubDate>Sat, 22 Aug 2009 02:15:14 -0700</pubDate>
<description><![CDATA[ <p>The major search engines are quite aware of the duplication factor that exists because of affiliate marketing programs and do take great steps in preventing that duplication from compromising the system itself, and understandably so. Overall, when compared to a plain text newsletter, HTML newsletters:--Have a higher click-through rate (more readers click on the links contained within your newsletter that link back to your site, affiliate program, or sales offers)--Permit you to track your open rate (determine how many readers actually open your email newsletter)--Help you continue to establish your brand in front of your readers, as it may carry the same look as your website or other marketing materials you may use--Are read more often than plain text newsletters because of the eye-catching graphics<br /><br />Use these three critical affiliate marketing steps in your online business and you'll see an immediate increase in your bottom line. So where do you start, what are the easy steps to building your own affiliate marketing website.<br />For more details go to: www.greatpromotionsite.com Learn the 3 Need to know steps to jump start your affiliate marketing business and start earning more today if you follow the steps above you will be off to a great start in the affiliate marketing arena and will significantly maximize your profits.<br /><br />Remember, these three steps are the first steps you will need to follow when starting out in affiliate marketing, all too often an individual will join multiple programs and start submitting the affiliate pages to the search engines (those are the page that have their affiliate ID on them).Another way to create income in affiliate marketing is looking for programs that give residual payouts. The brand able e-book will allow you to create affiliate links which further the expansion possibilities of your viral marketing campaign. Affiliate marketing allows you to come up with ideas to sell your own products anyway, so you can create whatever products you want in the long term.<br /><br />When you find a product that you would like to promote, press on the "Create Hoplink", enter your nickname that you have entered when joining Click bank and create your affiliate link (hoplink) which you will be marketing on the Internet at no cost. Using these simple tips can increase your forum presence, build your program's image in the affiliate marketing community, and create invaluable business relationships. Today we&rsquo;ll focus on how to create great landing pages and the use of affiliate programs to further enhance your marketing efforts. Step to getting started in affiliate marketing is to create a plan.<br /><br />When you're using relationship based marketing for your affiliate program, you're not trying to create a best friend - you are creating an honest, trusting business relationship and there's nothing stronger. Affiliate marketing will involve a small amount of web design skill or a simple web design program in order to create your product promoting website. For can visit to: www.master-affiliates-marketer.com Here are a few techniques you could use to help you succeed with your affiliate marketing business: First, create a unique landing page for the promotion of each and every product you are marketing for an affiliate. &ldquo;Getting started with affiliate marketing&rdquo; secret some affiliate programs will allow you to create your own domain name for the website and use that web address.<br />Enhance your distribution networks may include using the web portal to enhance logistics, create new marketing channels (for example affiliate channels) or provide better or faster product access for customers. Affiliate programs can make excellent home-based business programs, but there are also many other internet marketing opportunities that will create steady income as long as you are willing to put the work in. Create You Own Web Site The best thing you can do for your affiliate marketing business is to have your own web site. However, with affiliate marketing, you don't have to spend much at all to create unlimited income.</p> ]]></description>
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<title>Leveraging payment gateway relationships to be a core part of business development strategies</title>
<link>http://www.populate.net/Business/E-Commerce/leveraging-payment-gateway-relationships-to-be-a-core-part-of-business-development-strategies.html</link>
<guid>http://www.populate.net/Business/E-Commerce/leveraging-payment-gateway-relationships-to-be-a-core-part-of-business-development-strategies.html</guid>
<pubDate>Wed, 12 Aug 2009 09:17:01 -0700</pubDate>
<description><![CDATA[ <p>Does a provider think outside-of-the-box?<br /><br />A good payment gateway is able, from the outset, to illustrate how they can seamlessly fit into existing operator systems, structures and business processes, thereby enabling operators to focus on their core business and particularly their valuable players, while the gateway focuses on the business of payments. <br />If an operator is looking for additional payment processing capacity, or have been tasked for the first-time to find a reliable provider, consider the following points, many of which may seem obvious, but are not always on offer. <br /><br /><br />Payment Card Industry (PCI) Certified Payment Gateways<br /><br />Ensure the payment gateway is PCI Certified. The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. It requires merchants and service providers that store, process or transmit customer payment card data to adhere to information security controls and processes that ensure data integrity.<br />In particular, all data should be encrypted, and intrusion detection, responses, and systems monitoring should go hand-in-hand with formalized security policies.<br /><br /><br />Pricing and Settlement<br /><br />Most payment providers offer pricing and settlement in all the major currencies, but confirm settlement currencies as some do not offer like-for-like processing; instead they facilitate settlement to say, three main base currencies, normally USD, Euros and GBP. Be sure to confirm the exact currencies available and make sure these coincide with the business objectives for geographic expansion so players are offered with the ability to pay in the currency of their own country. Also, consider long-term goals and adaptability - how easy will it be to add new currencies as these can be needed with this provider?<br />A big issue for consideration is processing settlement times, which are dependent on the acquirer bank relationships forge via payment providers. Some payment providers only have the ability to settle weekly, which may create cash-flow issues. Again, ensure the services on offer support the business objectives.&nbsp; If not, look elsewhere.&nbsp; There are payment providers that can arrange to settle funds daily (usually 3 days in arrears).<br /><br /><br />Fraud Management Solutions<br /><br />A payment gateway provider should help protect operators from fraudulent transactions, chargebacks and unauthorized payments via a host of available fraud management solutions.&nbsp; At minimum, Address Verification Services (AVS) and Card Verification match checks (CVV2/CVC2), Amex CID match checks, 3-D Secure solutions (Verified by Visa and MasterCard SecureCode), and IP Geolocation services should be on offer from payment providers.<br />Merchants should automatically be able to screen and process transactions through their payment gateway platform in real-time. This allows them to react immediately, if need be, against potential card-not-present fraud.<br />AVS helps to screen fraudulent transactions by comparing the billing address provided by the purchaser to the billing address on the cardholder's credit card statement. Card Verification validates the security code found on the back of the credit card, which can be used as a confirmation that the purchaser has the physical plastic in hand.<br />3-D Secure provides verification to the merchant that the buyer is the authorized owner of a card account, thereby reducing the number of unauthorized payments, resulting in fewer chargebacks. Also, both Visa and MasterCard offer chargeback liability shift for certain fraud related chargebacks, when transactions are authenticated through Verified by Visa or MasterCard SecureCode.<br />IP Geolocation is another screening layer of fraud control that allows merchants to evaluate the risk of an online transaction based on the geography of the customer (country, state or province, and city), and it can be used to automatically block customers from certain restricted countries, based on a merchant's risk profile, with screening carried out before a deposit is taken.<br /><br /><br />Alternative Payment Options<br /><br />Consistent research has shown that consumers want choice, and particularly in the gaming space, they want a range of options they can use to pay and play. Apart from multi-currency credit and debit card payment processing, operators need to ensure that their provider can offer alternative payment options as part of a single integration.<br />This might seem obvious in as much as it takes away the time and hassle of having to integrate directly with a variety of payment options. But the fact remains, time-to-market is critical and a single integration is less costly across a range of business considerations. In essence, a single integration, and one reporting interface, can (and should) mean several payment choices for customers.<br />Alternative payment solutions are not only convenient for consumers but can be far more flexible and inexpensive for operators. PayPal is a popular choice of payment for players and provides online merchants secure access to over 350 million worldwide PayPal consumer accounts - in local currencies.<br />This is an important consideration when targeting South American markets, for example. Implementing PayPal to be able to receive Reals transactions is far simpler than trying to set up an acquiring solution in Brazil.<br />Ukash is another alternative payment type that offers a unique combination of benefits to consumers. Players can get Ukash free from over 275,000 physical locations and it is easy to use at any site that accepts Ukash.<br /><br /><br />Customer Service<br /><br />Customer Service is defined by Business Dictionary.com as "All interactions between a customer and a product provider at the time of sale, and thereafter. Customer service adds value to a product and builds enduring relationships."<br />However, it is crucial to find a payment provider that truly believes in excellent customer service. Establish core requirements, and create a 'desirable' list outlining where a payment provider could make a real difference to the business.<br />It has been found that a lot of online merchants are not getting the "aftersale" care they require from their current gateway. Once they are signed up, they are often just pushed through an established and rigid system. But this is arguably the most important time in the provider/merchant relationship. This is the moment when those who truly believe in the value of strong business relationships will reach out, anticipate, provide direction, solve processing challenges - in essence, prove they have what it takes to be intrinsically involved in the success of the businesses.<br />Customization is often a mission critical requirement for operators, and over time, their reporting needs change.&nbsp; All companies are different, and one size does not fit all.&nbsp; A payment gateway should be able to easily and quickly customize reconciliation reports, for example, or provide detailed reports and data mining to operators. Timely reports are key as the operator is relying on their payment provider to provide them with the data they need to solve their customer's problems.<br /><br />There are lots of payment gateways around the world collectively spending millions of dollars on advertising, marketing and conference attendance to win new businesses. As an operator the challenge is to find a provider (or providers) who can work in tandem with business teams towards a shared vision.&nbsp; Reliable, scalable, secure multi-currency processing solutions are needed, and what else? The answer, put simply, is a blend of all of the above with a large dose of trust, integrity and innovation.</p> ]]></description>
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<title>Promotional Corporate & Business Gifts</title>
<link>http://www.populate.net/Business/E-Commerce/promotional-corporate-and-business-gifts.html</link>
<guid>http://www.populate.net/Business/E-Commerce/promotional-corporate-and-business-gifts.html</guid>
<pubDate>Fri, 31 Jul 2009 19:43:30 -0700</pubDate>
<description><![CDATA[ <p>A gift is a voluntary act which does not require anything in return. Even though it involves possibly a social expectation of reciprocity, or a return in the form of prestige or power, a gift is meant to be free. A gift or present is the transfer of something, without the need for compensation that is involved in trade.</p>
<p>By extension the term gift can refer to anything that makes the other happier or less sad, especially as a favour, including forgiveness and kindness. When material objects are given as gifts, in many cultures they are traditionally packaged in some manner. For example, in Western culture, gifts are often wrapped in wrapping paper and accompanied by a gift note which may note the occasion, the giftee's name, and the giver's name. In Chinese culture, red wrapping connotes luck.</p>
<p>Kinds of gifts</p>
<p>A gift may be one of</p>
<p>* an ordinary object,</p>
<p>* an object created for the express purpose of gift exchange, such as the armbands and necklaces in the Trobriand Islands' Kula exchange.</p>
<p>* an alternative gift such as a donation to a charity in the name of the recipient.</p>
<p>* a regift of an unwanted gift previously received by the giver.</p>
<p>* a virtual object as seen on Facebook, LiveJournal, both of which allow you to purchase virtual gifts or in games such as GiftTRAP which allow you to give virtual gifts. These are all examples of the Virtual Economy</p>
<p>* Downloadable gifts refer to virtual gifts like e-books, software and music files which you can purchase and instantly download from web vendors.</p>
<p>Based in Moseley in Birmingham The Business Gift Company Ltd supplies an incredibly wide range of all types of advertising and promotional products to suit every promotion or event.</p>
<p>Recently crowned as the Promota Distributor of the Year 2008 The Business Gift Company Ltd has the range, experience and competitive edge needed to help its clients effectively promote their message.</p>
<p>From giveaway products such as pens from leading brands including Parker and Bic, corporate clothing from T-shirts to jackets and literally hundreds of other ideas through to conference and presentation items, USB flash drives, leathergoods, glassware and trophies.</p>
<p>Fully aware of current needs to promote environmental credentials an ever growing range of recycled and earth friendly products is supplied.</p>
<p>If that is not enough their sourcing service will import, or have specially manufactured, products to fit a clients requirements.</p>
<p>They offer expert help in choosing the right product to fit the occasion. &ldquo;When used correctly advertising products offer the most targeted and cost effective means of promotion there is&rdquo; said MD Keith Rowe.</p>
<p>&nbsp;</p> ]]></description>
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<title>Scotiabank joins forces with international payment gateway, First Atlantic Commerce, to offer 3D Secure solutions across the English Caribbean Region</title>
<link>http://www.populate.net/Business/E-Commerce/scotiabank-joins-forces-with-international-payment-gateway-first-atlantic-commerce-to-offer-3d-secure-solutions-across-the-english-caribbean-region.html</link>
<guid>http://www.populate.net/Business/E-Commerce/scotiabank-joins-forces-with-international-payment-gateway-first-atlantic-commerce-to-offer-3d-secure-solutions-across-the-english-caribbean-region.html</guid>
<pubDate>Tue, 28 Jul 2009 02:57:09 -0700</pubDate>
<description><![CDATA[ <p>First Atlantic Commerce (FAC), a leading, international, multicurrency payment and risk management solutions provider, and Scotiabank, an international bank based in Canada and the leading bank in the Caribbean, have joined together to offer 3D Secure services to online merchants in 7 countries across the English Caribbean.<br /><br />Through this partnership, Internet merchants in the Caribbean will now be able to support 3D Secure for Verified by Visa and MasterCard SecureCode on their web sites for the first time. The service will be available to merchants in Jamaica, Bahamas, Barbados, Trinidad &amp; Tobago, Anguilla, Turks &amp; Caicos and Guyana with rollout to an additional 11 countries in the English Caribbean planned in the near future.<br /><br />"This is an extremely important service for online merchants," said Andrea Wilson, CEO of First Atlantic Commerce. "The objective of 3D Secure is to reduce fraud through the verification of the cardholder at the time of payment in a &lsquo;CardNotPresent' environment, such as the Internet. When implemented, 3D Secure protects online merchants from the financial losses associated with "I didn't do it" chargebacks. We are very excited about making this more available in the Region."<br /><br />Both Visa and MasterCard offer chargeback liability shift for fraud related chargebacks when the transaction is authenticated through Verified by Visa and MasterCard SecureCode. This also includes liability shift for attempted Verified by Visa and MasterCard SecureCode requests, which means that even if the cardholder is not enrolled, the merchant is not liable for certain Reason Code chargebacks. So the benefits to both Scotiabank International and its merchants are significant.<br /><br />"The launch of this service to our existing and prospective Internet merchants is yet another way that Scotiabank is helping our clients in minimizing online fraud, while maximizing sales," said Rob Macdonald Scotiabank's Director, Merchant Acquiring Services. "We have worked with FAC for many years processing millions of dollars of credit card transactions for a range of businesses and Government bodies, and implementing 3D Secure is a natural next step in the evolution of our solutions to these important customers."<br /><br />The benefits associated with 3D Secure:<br />- Provides internet merchants with the ability to verify a consumer's true identity through a secure, electronic, non "face to face" authentication process.<br />- Enables all parties in an eCommerce payment transaction to transmit confidential and valid payment data<br />- Provides verification to the merchant that the buyer is the authorized owner of a card account<br />- Offers immediate protection from fraudrelated chargebacks ("I didn't do it" chargebacks.)<br /></p> ]]></description>
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<title>First Atlantic Commerce and Promocion y Operation S.A de CV (PROSA) collaborate to reduce online credit card fraud in Mexico</title>
<link>http://www.populate.net/Business/E-Commerce/first-atlantic-commerce-and-promocion-y-operation-s.a-de-cv-prosa-collaborate-to-reduce-online-credit-card-fraud-in-mexico.html</link>
<guid>http://www.populate.net/Business/E-Commerce/first-atlantic-commerce-and-promocion-y-operation-s.a-de-cv-prosa-collaborate-to-reduce-online-credit-card-fraud-in-mexico.html</guid>
<pubDate>Fri, 26 Jun 2009 03:50:58 -0700</pubDate>
<description><![CDATA[ <p>FAC has implemented a unique, Verified by Visa and MasterCard SecureCode cardholder "authentication-only" solution for PROSA that allows the processor to submit 3-D Secure requests to FAC's MPI in advance of the payment authorisation to provide more versatility for PROSA and their acquiring banks in Mexico and Latin America.<br />PROSA operates one of the most important payment processing switches in the world, processing more than 1.3 billion transactions annually and facilitating the majority of transactions made at point of sale terminals throughout Mexico and Latin America, including American Express, Visa and MasterCard, as well as the ATM's of HSBC, Santander, Scotiabank, Banorte, Banjercito, Banca Afirme, Interacciones, Ixe, Invex, Banregio, and other financial institutions in Mexico, Puerto Rico, and Latin America. <br />FAC's 3-D Secure solution for PROSA enables their acquiring banks to determine chargeback liability for their online merchants in advance of the actual payment transaction authorization, thereby providing advance information to assist with reducing fraud and mitigating risk. <br />Banks on the PROSA platform can now submit Verified by Visa and MasterCard&reg; SecureCode consumer authentication only requests securely across the Internet to FAC servers; the authentication response is then returned to PROSA for credit card authorization, all within a few seconds.<br />The unique 3-D Secure implementation was designed for the burgeoning Mexican online business market, where there is sophisticated online credit card processing, but limited online transactional risk management, and is serving various industries across the Region from airlines and hotels to large retailers.<br />"PROSA Mexico was looking for a way to reduce increasing online credit card fraud in the Mexican market.&nbsp; This type of implementation was not available domestically so we worked with PROSA to develop a solution to pre-authenticate all of their online consumer transactions in advance of the online credit card payment," said CEO of FAC, Andrea Wilson. <br />"Our Verified by Visa and MasterCard SecureCode only solution is expected to significantly reduce credit card fraud for online merchants in Mexico and Latin America based on the Card Association rules governing 3-D Secure online chargeback liability shift." <br />As a result of the implementation, Mexican acquiring banks and merchants can see an immediate reduction in online Visa and MasterCard credit card fraud; in some cases by up to 85%.&nbsp; <br />FAC offers customized consumer authentication-only risk solutions to acquiring banks and processors in the Latin American Caribbean Region, in addition to a full suite of other online risk solutions including North American Address Verification services, CVV2/CVC2/CID validation and Consumer Credit Card verification services.</p> ]]></description>
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